Information and interactive calculators are made available to you as self-help tools for your independent use to help you determine how a loan or line of credit may affect your business' budget and are not intended to provide investment or legal advice. The results of the calculation are estimates and do not guarantee available loan terms, cost savings, tax benefits, guaranteed or actual rates, etc. First Franchise Capital cannot and do not guarantee the calculator's applicability, accuracy or results in regards to your circumstances. Your actual results may vary. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.